| Membership Fee |
$25.00 |
| Dormant/inactive account (no activity with 12 months) monthly fee |
$5.00 |
| Transfer from shares to cover overdraft |
$5.00 |
| Early account closing within 90 days of opening |
$10.00 |
CHECKING ACCOUNT FEES: |
| NSF per item |
$25.00 |
| Stop payment order |
$25.00 |
| Check copies |
$3.00 |
| Statement/checkbook reconciliation (per hour) |
$15.00 |
| Share draft monthly fee |
FREE |
| Check by Phone |
$10.00 |
| Grand Account Minimum Balance |
$10.00 |
| Minimum Amount needed to open a checking account |
$25.00 |
| Notification of Overdraft Protection Transfer |
$1.00 |
DEPOSITS: |
| Member deposits NSF check |
$10.00 |
ATM/CHECK CARD FEES: |
| Overdraft by ATM or Check card per item |
$25.00 |
| ATM from Non advantage machine |
$2.00 |
| ATM/check card replacement |
$5.00 |
| New ATM pin number |
$3.00 |
| Re-instatement of revoked ATM/Debit Card |
$10.00 |
| ATM card/Debit card |
FREE |
| ATM Balance Inquiry |
$.50 |
ACH/EFT FEES: |
| NFS ACH/EFT |
$25.00 |
| Manual processing of ACH/EFT |
$10.00 |
| Stop pay of ACH/EFT |
$25.00 |
| ACH origination fee |
$10.00 |
LOAN FEES: |
| Loan processing |
$35.00 |
| Loan refinancing |
$35.00 |
| Loan refinancing just to lower interest rate |
$50.00 |
| Loan extension/over limit fee |
$30.00 |
| Late loan payment (7 day grace) |
$25.00 or 5% fee |
| Visa late fee |
$25.00 |
| Visa over limit fee |
$25.00 |
| Visa NSF payment fee |
$25.00 |
| Subordination of Mortgage |
$25.00 |
| Home Equity Origination Fee |
$100.00 |
OTHER FEES: |
| Print out of account history, per page |
$1.00 |
| Statement copy per page |
$1.00 |
| Duplicate title handling fee |
$10.00 |
| Certified letter fee |
$10.00 |
| Money orders (each) |
$2.00 |
| Credit Union Checks |
$3.00 |
| Stop pay on lost or stolen Credit Union Check |
$25.00 |
| Visa Gift Cards |
$4.99 |
| Visa Travel Card |
$9.95 |
| Cash Passport Card |
$5.00 |
| Outgoing wire: Domestic |
$25.00 |
| Outgoing wire: Foreign |
$50.00 |
| Fax fee |
$2.00 per page |
| International fax fee |
$10.00 per page |
| Copy machine use |
$0.10 per page |
| Return mail item |
$3.00 |
| Overnight mail |
$25.00 |
| Check cashing fee (members with no relationship) |
$5.00 |
| Compliance with legal order/levy/garnishment (each) |
$25.00 |
| Coin Rolling |
1% of total |
| Express Card Activation |
$20.00 |
| Plastic Rush Fee |
$50.00 |
SAFE DEPOSIT BOX ANNUAL FEES: |
| 3x10 (per box) |
$25.00 |
| 5x10 (per box) |
$35.00 |
| 10x10 (per box) |
$55.00 |
| Replacement Lock (loss of key) |
$50.00 |
| Drilling Fee & Replacement Lock (loss of both keys) |
$100.00 |
