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INVESTMENT RATES/IRA RATES

EFFECTIVE January 17, 2012

INVESTMENT RATES/IRA RATES
TERM RATE APY
6 MO 0.35% 0.35%
12 MO 0.65% 0.65%
18 MO 0.70% 0.70%
24 MO 0.90% 0.90%
36 MO 1.20% 1.21%
48 MO 1.65% 1.66%
No Bump on 6 mo
$1000.00 MINIMUM
ONE TIME BUMP FOR THIS PRODUCT

GRAND ACCOUNT
TIER RATE APY
1000-9999.99 0.15% 0.15%
10000-19999.99 0.20% 0.20%
20000-49999.99 0.25% 0.25%
50000-99999.99 0.35% 0.35%
100000 + 0.40% 0.40%

REGULAR SHARES
MINIMUM RATE APY
0-199.99 0% 0%
200-2999.99 0.10% 0.10%
3000-19999.99 0.15% 0.15%
20000-49999.99 0.20% 0.20%
50,000 + 0.25% 0.25%

ALL OTHER SHARES
MINIMUM RATE APY
$200 + 0.10% 0.10%

Annual Percentage Yield (APY) A percentage reflecting the amount that can be earned in a 365 day period at a specific dividend rate if earnings are not withdrawn and allowed to compund without principal.

All rates are subject to change without prior notice. Contact the Credit Union for up-to-the-minute rate quotes.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.