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INVESTMENT RATES/IRA RATES

EFFECTIVE July 21, 2010

INVESTMENT RATES/IRA RATES
TERM RATE APY
6 MO 1.25% 1.26%
12 MO 1.65% 1.66%
18 MO 2.00% 2..02%
24 MO 2.05% 2.07%
36 MO 2.65% 2.68%
48 MO 3.00% 3.03%
No Bump on 6 mo
$1000.00 MINIMUM
ONE TIME BUMP FOR THIS PRODUCT

GRAND ACCOUNT
TIER RATE APY
1000-9999.99 0.40% 0.40%
10000-19999.99 0.50% 0.50%
20000-49999.99 0.60% 0.60%
50000-99999.99 0.80% 0.80%
100000 + 1.00% 1.00%

REGULAR SHARES
MINIMUM RATE APY
0-199.99 0% 0%
200-2999.99 .15% .15%
3000-19999.99 .20% .20%
20000-49999.99 0.25% 0.25%
50,000 + 0.35% 0.35%

ALL OTHER SHARES
MINIMUM RATE APY
$200 + 0.15% 0.15%

Annual Percentage Yield (APY) A percentage reflecting the amount that can be earned in a 365 day period at a specific dividend rate if earnings are not withdrawn and allowed to compund without principal.

All rates are subject to change without prior notice. Contact the Credit Union for up-to-the-minute rate quotes.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.