Whether you're buying new or used, see us first for pre-approval on a low-cost loan. Take advantage of automatic payment to receive a lower interest rate. For a loan request, please see our loan application on line.
Vehicle Service Contract Guaranteed Asset Protection

When you're ready to purchase a camper, boat, motorcycle, four-wheeler, snowmobile, or other pleasure vehicle, see us for a loan rate that won't take the fun out of it.

Do you need some quick cash and you have investments here with Rapid City Medical Federal Credit Union? Talk to us about borrowing against them for whatever you need.

Available for home remodeling, debt consolidation or any other purpose.

Eliminate the cost, inconvenience, and embarrassment of non-sufficient funds checks with overdraft protection. This line of credit (subject to approval) can be used as a "backup" should checking account funds be insufficient to cover expenses.

If you find yourself overcome by the "gifts of giving" come in and visit with us about our Christmas Loan Special. You either request a loan limit or let us qualify you for one. This loan repayment is based on a one-year payback. It's just one more way we can ease the financial stresses of the holidays.

Protect yourself and your loved ones with loan insurance protection. Credit Life and Disability Coverage is available to qualifying applicants at a very reasonable rate, and the premiums are added to your monthly loan payment for your convenience. Rest assured, we're here for all your lending needs.

Available up to $10,000 (subject to credit approval). Use it whenever you need to and only pay interest on the amount used.

Rapid City Medical Federal Credit Union's Home Equity loans offer you an opportunity to access up to 100% of your home's equity for whatever your needs:

* Home Improvements or add ons

* Paying off pre-existing bills

* Taking a vacation

* Easing tax burdens, or

* Financing a child's education

You can do all this and more when you take advantage of our low-cost Home Equity Products. We even have a Home Equity Line of Credit Loan with convenience checks to make your spending easier.

Need to fix up or add an addition to your home? See us for a low-cost Home Improvement signature loan. It's faster than a Home Equity Loan but subject to signature loan limitations.

Loans are available at Rapid City Medical Federal Credit Union for purchasing or refinancing your owner-occupied mobile home. We will loan up to 100% if new or 90% of used value. Value is determined by NADA value, purchase price or assessed value.

You've relied on your Credit Union for share draft and savings accounts for years. Now look to your Credit Union for your Mortgage options. When you're planning to purchase your first home, move to a larger home, or refinance your current mortgage, talk to your Credit Union first.

Find out where you stand before you shop for a home. A Credit Union pre-approval helps you quickly open the door to your new home. This simple process will save you time and money. Realtors and sellers will know you are serious, plus you will be in a better position to negotiate.

You know you can trust us at Rapid City Medical Federal Credit Union. When you're ready to take the first step towards buying a new home, we want to help you open the door.

Classic VISA

* 10.9% APR - Purchases and Cash Advances

* NO Annual Membership Fee

* NO Cash Advance Fee

* Over limit fee $25.00

* Late Payment fee $25.00

* Method of computing balances for new purchases and cash advances - Average daily balance

* 25-day grace period

Platinum VISA

* Prime + 0% APR - Purchases and Cash Advances

* NO Annual Membership Fee

* NO Cash Advance Fee

* Over limit fee $25.00

* Late Payment fee $25.00

* Method of computing balances for new purchases and cash advances - Average daily balance

* 25-day grace period

* Cash Back Bonus Yearly

* 1% of purchases only

Click here to access your credit card information

This information is accurate as of 9-22-2005 and is subject to change after that date. Please contact the Credit Union at 605-342-7776 or write us at 625 Flormann St., Rapid City, SD 57701 for any changes to this information.