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EFFECTIVE August 19, 2008
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INVESTMENT RATES/IRA RATES
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TERM
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RATE
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APY
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6 MO
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3.25%
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3.29%
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12 MO
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3.35%
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3.39%
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18 MO
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3.65%
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3.70%
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24 MO
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3.75%
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3.80%
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36 MO
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4.00%
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4.06%
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48 MO
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4.50%
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4.58%
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No Bump on 6 mo
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$1000.00 MINIMUM
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ONE TIME BUMP FOR THIS PRODUCT
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GRAND ACCOUNT
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TIER
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RATE
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APY
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1000-9999.99
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2.00%
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2.00%
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10000-19999.99
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2.05%
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2.05%
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20000-49999.99
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2.15%
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2.15%
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50000-99999.99
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2.20%
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2.20%
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100000 +
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2.25%
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2.25%
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REGULAR SHARES
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MINIMUM
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RATE
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APY
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0-199.99
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0%
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0%
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200-2999.99
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.50%
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.50%
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3000-19999.99
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.75%
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.75%
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20000-49999.99
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1.00%
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1.05%
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50,000 +
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1.25%
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1.26%
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ALL OTHER SHARES
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MINIMUM
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RATE
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APY
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$200 +
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.50%
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.50%
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| Annual Percentage Yield (APY) A percentage reflecting the amount that can be earned in a 365 day period at a specific dividend rate if earnings are not withdrawn and allowed to compund without principal. |
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