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Products and Services
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FEES Effective January 1, 2005
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| SHARE/SAVINGS ACCOUNT FEES: |
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Membership Fee
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$25.00
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Dormant/inactive account (no activity with 12 months) monthly fee
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$5.00
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Transfer from shares to cover overdraft
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$5.00
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Reopening account - within 6 month period
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$10.00
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| CHECKING ACCOUNT FEES: |
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NSF per item
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$25.00
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Stop payment order
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$20.00
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Check copies
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$3.00
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Statement/checkbook reconciliation (per hour)
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$15.00
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Share draft monthly fee
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FREE
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| DEPOSITS: |
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Member deposits NSF check
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$10.00
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| ATM/CHECK CARD FEES: |
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Overdraft by ATM or Check card per item
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$25.00
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ATM from Non advantage machine
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$1.50
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ATM/check card replacement
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$5.00
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New ATM pin number
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$3.00
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| ACH/EFT FEES: |
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NFS ACH/EFT
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$25.00
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Manual processing of ACH/EFT
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$10.00
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Stop pay of ACH/EFT
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$20.00
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ACH origination fee
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$10.00
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| LOAN FEES: |
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Loan processing
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$30.00
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Loan refinancing
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$50.00 to lower rate
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Loan extension
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$30.00
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Late loan payment (7 day grace)
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$25.00 or 5% fee
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Visa late fee
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$25.00
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Visa over limit fee
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$25.00
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Visa NSF payment fee
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$25.00
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| OTHER FEES: |
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Print out of account history, per page
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$1.00
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Statement copy per page
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$1.00
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Money orders (each)
(Golden members will receive 3 free per month)
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$2.00
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Credit Union Checks
(Golden members will receive 2 free per month)
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$3.00
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Stop pay on lost or stolen Credit Union Check
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$20.00
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Travelers checks (single signature)
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$1.00 per 100
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Travelers checks for two
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$2.00 per 100
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Outgoing wire: Domestic
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$20.00
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Outgoing wire: Foreign
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$50.00
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Western Union Fee
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$20.00 - $80.00
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Fax fee
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$2.00 per page
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International fax fee
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$10.00 per page
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Copy machine use
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$0.10 per page
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Return mail item
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$3.00
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Overnight mail
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$35.00
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Check cashing fee (members with no relationship)
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$5.00
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| SAFE DEPOSIT BOX ANNUAL FEES: |
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3x10 (per box)
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$25.00
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5x10 (per box)
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$35.00
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10x10 (per box)
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$55.00
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Replacement Lock (loss of one key)
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$100.00
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Drilling Fee & Replacement Lock (loss of both keys)
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$150.00
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